ZlatoBank

Joint-stock company of "ZlatoBank" was created in 2008 as universal financial institution that provides the individual going near every client. 

Now ZlatoBank is aimed at a long-term collaboration with a client. 

ZlatoBank - now is a reliable financial partner.

Strategy of development of ZlatoBank is built on development of the system of the personal management of Private Banking - organic combination of interests of bank and his clients taking into account the system of estimation of risks.

Corporate values of ZlatoBank: success, command work, reliability, mobility, responsibility.

Mission of bank - to assist dynamic development and financial prosperity of clients, developing together with them. A bank perfects lending and service of customers procedures constantly, giving maximally comfort terms to them, guaranteeing high quality of services, reliability and advantage of placing of facilities.

A basic instrument of realization of mission of ZlatoBank is this quality of work in modern financial terms. And basic criteria of quality: reliability, operationability and unicity.

ZlatoBank does not work with "physical" or "legal persons", large or shallow private clients and corporations. ZlatoBank works with people. This basic achievement of bank, that became his slogan. Just the same approach in development of bank is his main competitive edge.

A bank presently does not cost in place, he constantly develops and becomes more perfect. 

ZlatoBank from оctober, 18 2011 became a member Into the state unbank payment system "InterPayServis", that allowed to the bank to begin work in a sphere the internet of payments ипроизводить turn with ecashs.

Unex Bank

Unex Bank is an universal bank that works at the market of Ukraine from 1993. From the beginning of the activity a bank actively cooperated mainly with large corporations in the central and industrial regions of country.

From 2011 a bank dinamically develops the network of separations and gives the complete spectrum of financial services to corporate business, businessmen, and also private clients.

JSCB "of Unex Bank" is a legal successor "Joint-stock commercial "TransKredoBank". Спецiалiзацiя of bank: bringing in and рlacing of the money holding and credits of legal persons.

Individual - not confirmed by the results of audit financial reporting of enterprise for a fourth quarter a year testifies that the index of current net (operation) profit of enterprise changed on 1.74 percents, with UAH 42,206 thousands to UAH 42,939 thousands. Operating results changed UAH 4,707 thousands to UAH 4,469 thousands, that folds - 5.06 percents. Results on this period changed from 3.62 percents to UAH 3,004 thousands at the end of period in comparison from UAH 2,899 thousands in an analogical period last year.

Profitability of property asset (a net income/is a property asset) changed from 0.89 percents to 0.91 percents, ROA (a net income/is general assets) changed from 0.45 percents to 0.37 percents, and profitability of net income (a net profit/is a clean sale) changed from 6.87 percents of до 7.00 percents by comparison to an analogical period last year. Correlation of lend and own facilities (a lump sum of obligations/is a property asset) of made 149.33 percents in comparison from 99.69 percents last year.

An address of main office : is a city Kyiv, 04070 streets Pochayninska, 38/44.

Raiffeisen Bank Aval

The public joint-stock company of "Raiffeisen Bank Aval" is registered on March, 27, 1992 (to September, 25, 2006 is the Joint stock postal pension bank of "Aval"). From October, 2005 a bank became part of bank holding group Raiffeisen Internasional Bank Holding of AG, Austria (from October 2010 - Raiffeisen Bank Aval АG. On the state on January, 1, 2011 him 96,18 percents of actions of the Ukrainian bank belonged to).

Wide list of standard and innovative bank services get to the clients of Raiffeisen Bank Aval through a national network, in that on the state January, 1, 2011 entered a 931 separation in metropolises, regional and district centers, separate villages in all regions of Ukraine.

Raiffeisen Bank Aval created the effective structure of management, built on clear distribution on business of line and vertical line of support (information technologies and operating support, safety et al) at the level of the Central office and 25 regional managements of bank. As well as all international jars, Raiffeisen Bank Aval clearly front of office размежевывает functions with that to improve quality service of customers and promote their guarantees during work and collaboration with a bank.

Ponderable successes of bank are traditionally acknowledged both in Ukraine and after her limits leading influential editions experts, rating companies, partners and clients.

So, in 2010 the British financial magazine of Euromoney awarded with Raiffeisen Bank Aval reward the "Best bank in Ukraine" that a bank gets already not first time. By the "best bank in Ukraine in 2010" Raiffeisen Bank Aval became and on the version of edition of Business New Europe (bne) within the framework of rating the "Best bank in the CIS in 2010".

Raiffeisen Bank Aval is marked in two nominations of II of the National competition "Bank of year - 2010" magazine of "Banker" : as "Bank with the high level of openness and business transparency" and the "Best bank for a student" (for the versions of University of banking of the National bank of Ukraine, city Kyiv).

Reputation of bank again got the greatest estimation on results regular research of the image of the largest Ukrainian financial institutions, carried out by a company GfK Ukraine. The leadership he saved in 2010 and in the reputation rating of the Ukrainian banks, conducted several times during a year by a magazine "Power of money" jointly with a consulting company NOKs fishes. Most Ukrainians of Raiffeisen Bank Aval trust on results onlinevoting of visitors of internet-portal of delo.ua.

Deposit foods of bank for physical persons fourth year in succession confessed by the best in Ukraine within the framework of the International festival-competition "Choice of year - 2010".

A bank aims in future to improve quality service of customers, using the experience and experience of the banks, included in a group Raiffeisen Bank Aval, and also modern technologies. 

Among clients and borrowers of credit organization such enterprises, as Lviv railway, Dnepr railway, are noticed, "Zora" - "Маchproekt", LTD. "Agromach", "Zhytomyr oil plant", "Kyiv cardboard paper combine", "South chemical resources", "Bio resource Ukraine", tourist "Agency Crimea" et al. In all a bank serves more than 230 thousand and about 4 million physical persons legal. 

Raiffeisen Bank Aval is presented in all regions of Ukraine by more than 950 structural subdivisions, and also disposes the wide network of own ATMS and booths of self-service (about 2.900 and 500 devices accordingly). A quantity of personnel is about 16.000 persons. A bank belongs to a 1 group in size of the combined assets (from 4 on classification of the National bank of Ukraine), 4 takes seat on this index.

From data of the National bank of Ukraine, on 01.04.2012 combined assets of Raiffeisen Bank Aval made 50,8 milliards of hryvnias (185,5 milliards of roubles). A credit brief-case, more than on 2/3 consisting of loans to the legal entities, forms 57 percents of the combined assets. For 2010 his volume grew short on 10 percents, for 2011 - yet on 7 percents. Backuping is about 20 percents. About 16 percents are on monetary resources and their equivalents, more than 15 percents of assets are inlaid in securities. 

The volume of holding of population makes an about 15,4 milliard of hryvnias (56,2 milliards of roubles) and occupies 30 percents of passive voices. Facilities on the clearing and deposit accounts of legal entities are 12,8 milliards of hryvnias (46,9 milliards of roubles) - form 25 percents of passive voices. At the market a bank is a net by a borrower and actively uses the credits of maternal bank - more than 24 percents of passive voices form obligations before credit organizations in foreign currency. The combined capital makes 12,6 percents of passive voices. 

The net income of bank on results 2011 made 30,65 million hryvnias (122,79 million roubles). It only 19 place on this index among the banks of Ukraine. For comparison, in 2010 Raiffeisen Bank Aval earned only 745 thousand hryvnias (2,85 million roubles).

AgroComBank

AgroComBank founded in 1993 in Kyiv and to the middle of 2002th named "Authority", after was renamed in агрокомбанк. To May, 2011 the chairman of rule and largest shareholder of credit establishment was Alexander Novikov (24,5 however he sold share holding, and took the place of leader former top-manager of "RodovidBank" Irene Jabskaya. The MASS-MEDIA bind the care of basic owner to the sale of credit establishment to the structures of Russian GazPromBank, about that negotiated in autumn of 2010, however it information is not confirmed.

The joint-stock company of "AgroComBank" is presented by the network of sales, consisting of 4 separations in Kyiv and one in Zhytomyr. A bank belongs to the 4th group in size of the combined assets (from 4 on classification of the National bank of Ukraine, on this index 123 takes seat on a country (62 place on a group). 

From data of the National bank of Ukraine, on 01.07.2011 year the combined assets of bank made 0,54 milliards of hryvnias (1,9 milliards of roubles). A credit brief-case, on 69 percents consisting of loans to the legal entities, forms 59 percents of the combined assets. Backuping is about 11,5 percents against 10,5 percents in 2009. On investments in liquid assets there is 10 and 14 percents accordingly. 

On facilities of physical and legal persons there is 27 and 23 percents of passive voices accordingly. Facilities of other banks make 25 percents. Combined capital - 24 percents of passive voices. 

In 2010 the income of bank made 1,9 million hryvnias (6,5 million roubles) against an income for 2009 in size of 2 million hryvnias (7,2 million roubles). In II quarter of 2011 the income of bank made 0,7 million hryvnias (2,7 million roubles), on this index credit organization occupies 122 place among the banks of Ukraine.

The mission of Bank consists in providing of clients high-quality bank service due to individual approach and grant of complete spectrum of bank foods and services in a competition price.

Basic competitive edge of AgroComBank in creation for our clients of atmosphere of domestic, comfort bank basic lines of that: quality service; flexible tariff politics; development of services that take into account individual necessities and features of clients; combination of interests of clients and AgroComBank with the aim of general achievement of positive results in activity each.

Bank "Finances and Credit"

Bank "Finances and Credit" registered on July, 19, 1990 as Commercial Bank the "Ukrainian Commercial bank of business collaboration", from October, 13, 1995 re-registered as Commercial Bank "Finances and Credit". In December, 2002 under the Law "On jars and bank activity" changes were brought in Bank Charter. A bank was registered as Bank "Finances and Credit".

The mission of bank consists of that, always to save, take part in creation and create, in every way to assist an increase and increase riches of the clients, offering to them mutually beneficial partnership, organizing partner mutual relations on principles of stability, long-termness, reliability, competence and observance of business ethics, providing these mutual relations innovative aspirations and conations of personnel, guidance and proprietors of bank, arriving at harmony as between them.

Today on the size of assets Bank Finances and Credit included in the group of the largest banks in obedience to classification of НБУ. The state of bank presently is stable enough, that attracts new clients.

The charter capital of Bank makes 2 milliards of hrn. 

On the state on 01.03.2012 system Jar Finances and Credit are included by 16 branches and 295 безбалансовых separations in all areas of Ukraine. A bank gives the complete complex of bank services to both physical and legal persons.

A central office of Bank is to address: 04050, Kyiv, street of Artem, 60.

Philosophy of bank – it, foremost, realization of the activity in behalf of clients and proprietors, absolute implementation of the obligations, universality, orientation on the grant of complete spectrum of bank services to both corporate (all patterns of ownership) and individual clients, aspiring to the greatest standards of service of customers, creation of atmosphere of mutually beneficial partnership, defence of interests of every client, development of new directions activity and new, including untraditional products, combination of innovative orientation in development with the self-weighted and grounded going near innovations, basing on principles of adaptive model of development, implementation of requirements of legislation, ethics norms and rules of conscientious conduct of business, neutrality in relation to political parties and associations, conditioning, in which every worker of Bank can wholly to realize the potential, understanding of social meaningfulness of the activity  and account in it not only economic but also social factors, observance in the activity of principles of openness and democraticness, informative cleanness and transparency, waiver of financing ecologically harmful and socially dangerous projects, realization of the activity in accordance with international standards, permanent in-plant training and professional skills of personnel of Bank.

PromInvestBank

Ukrainian industrial investment JSCB of "PromInvestBank" is created on August, 26, 1992. Successor of the Ukrainian branch of soviet "PromStroyBank". In the process of акционирования a sum equivalent a 1 milliard of dollars of the USA was directed in the state budget. 

Creator PromInvestBank - Volodimir Matvienko. A basic shareholder from 2009 is the State corporation "Bank of development and external economic activity" (Russia) - 94 percents of actions. Chairman of rule - Viktor Bachkirov. 

PromInvestBank gives all set of modern services for legal and natural persons. Possesses one of the most vast networks of the branches, balance separations and ATMS in Ukraine (in particular, has 26 regional managements, 145 branches, more than 500 representative offices). Included in the number of the largest and financially successful banks of country. 

Financial state (according to data of bank). On July, 1, 2010 the property asset of bank made 5,02 milliards of hrn., assets are 28,680 milliards of hrn., credit brief-case are 23,762 milliards of hrn., means of clients - 15,481 milliards of hrn. 

In August and September, 2008 marked an active informative attack on PromInvestBank, always being proud of that in composition his shareholders there are not foreign owners. The basic reports offered to wide public looked approximately so: financial position of establishment is not so good and steady, as it shows the management of bank; the head of rule PromInvestBank hurts rights for shareholders; guidance of bank intends to show out considerable part of assets, that unavoidable will lead to his collapse. 

In reply press-service of PromInvestBank named the stream of materials of negative character the element of preparing raider capture of bank in behalf on some foreign customer notarized that positions of PromInvestBank remained strong still. 

And however compromising information heaved up panic among the clients of bank. Thousands of depositors (in particular, in Donetsk and Kyiv) made haste return the economies in size of a few milliards of dollars. In the total, the National bank of Ukraine for protecting of PromInvestBank from a crash and all home banking system from shock made decision to produce financing of PromInvestBank to the amount of 5 milliards of hrn. 

The head of advice of the National bank of Ukraine marked that situation in PromInvestBank "on beginning of informative raider attack" estimate as acceptable and stable. Basic problems appeared caused by sharp reduction of deposits, and other grounds do not exist for the origin of crisis. A "bank has a reliable credit brief-case, in this brief-case minimum stake of the consumer crediting. A bank does not have the external financing that would create certain риски" to him, - he underlined. 

At the same time, on October, 7 the National bank decided to enter in PromInvestBank temporal administration at the head with the vice-chairman of the National bank and to forbid delivery to the clients of holding. Except the National bank by a situation in PromInvestBank and round him the General prosecution and Security of Ukraine Service became interested. 

In parallel mass medias reported that on the eve of decisions of the National bank the basic proprietors of PromInvestBank got a few suggestions about the purchase of their financial institution. In particular, among possible investors named the head of "DeltaBank" and president of the Russian investment-financial group "Intelinx". However deal go through. 

In August, 2007 the Ukrainian mass medias already reported about possible unfriendly absorption of PromInvestBank. In particular, the question was about sharply jumping up demand on the actions of bank at considerably growing their cost, that, in opinion of experts, testified to the preparing attempt to change an owner PromInvestBank.

ImexBank

Founded on March, 29, 1994, ImexBank for 18 of the work grew into the symbol of modern Odesa business, real legend the newest business of history of Odesa. ImexBank confidently got through all storms and tests of difficult period of becoming of the Ukrainian economy, from year to year developing the branch network and extending the spectrum of the given services. 

Today ImexBank carries out all types of bank transactions, including investment Bank business, service of private and corporate customers, support of small and midsize businesses, social programs and management assets. Last years, due to development of branch network in district centers, ImexBank actively comes forward to the representatives of home agrarian business. 

Even in the difficult years of economic crises of ImexBank clearly executed the obligations before clients. Besides it, from the first days of the existence, ImexBank accepts the most active voice in socially meaningful projects and programs among that first of all it should be noted the National system of mass e-Payments. 

Major direction of activity of Bank is support of development of sport. During many years ImexBank is the general sponsor of legendary Odesa FC "Chernomorech". Due to support of ImexBank, a club got new, equipped on the final say of technique and corresponding to all standards of FIFA and UEFA stadium, most modern in Ukraine child's sporting bases. 

One of the most attractive directions of activity of ImexBank - distinguishing him from most competitors is a sale of souvenir, memorable and investment chinks of Ukraine and most known mints of the world. 

On classification of the National bank of Ukraine, ImexBank is included in the group of the largest banks of Ukraine. Select guidance Jar is strategy, long-term honest and effective work, respect and trust of clients of hundreds of thousands of clients and partners allowed to conquer. 

On the state on January, 1, 2012 the sum of assets of ImexBank exceeded 7 milliards 300 million hrn., a регулятивный capital made a 1 milliard of 121 million hrn. the Branch network of ImexBank counts about 500 subdivisions on all territory of Ukraine. The client base of ImexBank made over 23 000 corporate and 860 000 private clients. 

Joint-stock company "ImexBank" has high business reputation and status of reliable and stable financial institute, that was repeatedly confirmed by not only the positive reviews of clients, by recommendations of partners but also national and international rating from leading agencies. 

The credit rating is an estimation of pay or credit ability of borrower or creditor in accordance with the set procedure of estimation of probability of return of the given financial means. Rating, and also concomitant to them researches help investors to analyse credit риски attended with investments in securities with the fixed profitableness, giving the detailed information about ability of creditors to execute the obligations. 

For the possessors of securities with the fixed profitableness the presence of the credit rating can provide higher liquidity of the issued securities, and also decline of operating expenses. 

The strategic task of development of ImexBank is providing of his activity of both multifunction financial institution, that presents the complete complex of bank services to both legal and physical entities. 

ImexBank to date is the symbol of reliability and trust.

Platinum Bank

Platinum Bank is founded at the beginning of 2005 as a bank with 100 percents by a foreign capital. Named "International Mortgage Bank". The international investment fund of Horizon Capital came forward a shareholder. 2008 to establishment attracted new western investors actively, extending the list of shareholders, and procedure of renaming, supposing besides other changing of the name on Platinum Bank, was begun in December of the same year.

At the end of 2010 Czech PPF Group made decision to abandon the Ukrainian market, in December an agreement was signed on a sale 100 percents of daughter's bank of this group "Houms Bank" (2006 to named "AgroBank" and TPK "Alef" belonged) to the structures of Platinum Bank. A transaction is completed in February, 2011, the presently purchased credit establishment is on the stage of integration.

Platinum Bank possesses the network of sales, consisting of 45 separations in the basic areas of Ukraine. A bank belongs to 4 groups in size of the combined assets (from 4th on classification of the National bank of Ukraine, on this index 65 takes seat on a country (4 place on a group).

From data of National Bank of Ukraine, on 01.04.2011 combined assets of Platinum Bank made 2,15 milliards of hryvnias (~7,5 milliards of roubles). A credit brief-case, on 96 percents consisting of loans to the physical persons, forms 64 percents of the combined assets. Backuping is about 16 percents against 14,5 percents in 2009. Other volume is formed due to investments in liquid assets - 17 and 13 percents accordingly.

A most stake in passive voices is occupied by facilities of physical persons, there are about 32 percents on them. 8 percents are formed due to facilities of legal entities. Other attracted facilities make about 20 percents of passive voices. A property asset is 17 percents of passive voices. It is needed to mark the growing stake of facilities of other banks (to 14 percents of passive voices) that were obviously inlaid in liquid facilities.

In 2010 the income of bank made 9,4 million hryvnias (~33 million roubles) against 7,7 million hryvnias (2,6 million roubles) for 2009. In I quarter of 2011 on this index a bank occupied 37 place among the banks of Ukraine with an income in 2,7 million hryvnias (9,4 million roubles).

DonGorBank

Registered by the National bank of Ukraine in April, 1992 as the Donetsk joint stock bank of "AkceptBank". In 1995, after the complete changing of membership of shareholders, renamed in Donetsk municipal JSCB of "DonGorBank". In 2001 the representative office of bank is open in Kyiv. In 2002 changes are registered in a bank charter - instead of municipal joint-stock commercial a bank becomes the Closed joint-stock company of "DonGorBank".

From 2003 a bank is a member of Association of the Ukrainian banks, from 2004th is a member of the Ukrainian bank currency exchange.

Joint stock bank giving the complete spectrum of modern bank services to the private and corporate clients.

A network of bank is from more than 40 separations. Majority from them is located in Donetsk (about 30) and Dnepropetrovsk areas.

On the state on October, 1, 2008 (from data of Association of the Ukrainian banks) : a financial result is a 40,83 million hrn.; a capital is a 838,65 million hrn.; deposits of legal entities are a 2464,999 million hrn.; deposits of physical persons are a 1774,362 million hrn.; a structure of credit investment brief-case is a 5462,18 million hrn.; assets and obligations are a 6325,85 million and 5606,85 million a hrn. hrn. accordingly.

A basic shareholder of the closed joint-stock company "DonGorBank" is the closed joint-stock company of "System capital menegment" (SKM), that 99,99 percents of actions of bank belong to. SKM owns controlling interests more than 90 enterprises (including the mediated possession) in the different regions of Ukraine, more than 160 thousand employees work on that.

Universal Bank

History of Universal Bank takes beginning in 1994. From 2006 a bank is part of international bank group Eurobank EFG Group, that is presented in Greece, Bulgaria, Serbia, Romania, Ukraine, Great Britain, Luxemburg and on Cyprus. The general assets of Eurobank EFG Group present 76,8 milliards of euro. A group is the member of international bank group EFG Grouр, that being in 40 countries of the world. 

Universal Bank has a proof property asset and developed network of separations. In size of capital Universal Bank is included in the group of large banks in obedience to classification of National Bank of Ukraine. By the state on 01.04.2012 him a charter capital makes 1,153 milliards of hrn.

The mission of Universal Bank is investing in development of economy of country, providing the high level of service and quality bankability study all Ukrainian market segments. 

Vision of Universal Bank consists in that, to become the bank of the first choice both for the representatives of business and for individual clients, and to strengthen our positions as a reliable and professional partner within the framework of Ukraine and at an international level. 

Universal Bank gives the complete spectrum of services to the physical and legal persons, including the deposit and credit programs. A bank offers the mortgage and consumer crediting, and also services in delivery of credit cards. Strategic direction of Bank is a grant of complete spectrum of bank foods and services to the representatives of small, middle and corporate business. A bank serves a corporate segment, providing individual approach and maximally high level of service. 

Universal Bank is the member of Fund of guaranteeing of holding of physical persons and by estimation, "Credit-rating" has the greatest rating of reliability of the bank holding with a mark "5". In April, 2011 Universal Bank confirmed one of the greatest long-term credit rating in Ukraine with the mark of "uaAA" and prognosis "stable" that recommences an agency each the half-year. From September, 2008 rating of Universal Bank remains high unchanging. 

Universal Bank неоднарозово is positively marked Ukrainian editions and rating agencies. Yes, in July, 2010 on results rating researches of economic stability of the Ukrainian banks, conducted by a weekly "Contracts" within the framework of project of "SuperBanks - 2010", Universal Bank took the 2 places among 50 banks that entered rating. 

In July, 2010 Chairman of rule Universal Bank took the 2th place in a nomination "ТОP - 10 the most effective bank managers" within the framework of rating the "best financiers - 2010", conducted by the authoritative rating agency of "Эксперт is Rating" jointly with a business magazine "Expert of Ukraine". 

In April, 2010 Universal Bank got victory in a nomination "The most professional bank - 2009" on results the twelfth annual "Financial rating" of business weekly "BUSINESS".

UkrGazBank

Public joint-stock company a joint stock bank of "UkrGazBank" is the legal successor of the Closed joint-stock company of "InterGazBank" and Joint-stock company of the closed type of "HajibeyBank", registered by the National bank of Ukraine of July, 21, 1993 (registration number 183).

Тoday joint stock bank of "UkrGazBank" - one of the most reliable and dynamic financial structures of Ukraine that successfully functions at the market of bank services.

Sure advancement of new bank foods on internal and international markets was provided joint stock bank of "UkrGazBank" height of business reputation, basic financial indexes and client base.

A bank actively grows the scales of activity both by the increase of volume of operations at the bank market and by territorial expansion.

The aim of skilled politics of Bank is forming of the joined and capable of working command. For the achievement of this aim guidance of Bank conducts the work, sent to the increase of professional level of employees, perfection of processes of selection and rotary press of personnel, enabling career advancement of initiative and purposeful employees, constantly.

From new employees Bank expects high motivation to educating and professional development, to ability effectively to work in a command, aspirations to adhere to the high standards in-process with clients.

We will be glad to see among our employees of energetic and highly skilled specialists, that is interested in the receipt of new knowledge wishing to take part in further development of Bank.

UkrGazBank gives to the clients a wide spectrum highly technological bank services. Namely:

Calculation-cash maintenance of physical persons in national and foreign currencies.

Opens checking and budgetary accounts in national and foreign currencies to the physical persons - performers of entrepreneurial activities.

Bringing in of free facilities of physical persons on the deposit holding.

Services in transportation of balance in hand and values.

Money orders, including money orders of Western Union.

Allotting credit on consumer aims.

Purchase-sale of traveller's cheques.

Grant in the lease of individual bank safes.

Opening of payment cards of Visa Electron, Visa Classic, Visa Gold international payment system Visa International; maps of Cirrus/Maestro, MasterCard Electonic, MasterCard Standard, MasterCard Gold international payment system MasterCard Worldwide.

Exchange of currencies.

Delivery of certificates on an export for the borders of Ukraine of foreign currency and checks that is shown in foreign currency.

One of priority directions of activity of Укргазбанка is a collaboration with the representatives of small and midsize businesses. In this direction of ABAS of UkrGazBank successfully realized a project "Crediting of small business".

A project is counted on introduction of technologies микро crediting and activation of work with small and midsize businesses. Exactly on it, the permanent functioning of subdivisions is begun on maintenance of small and midsize businesses on all branch network. The increase of operations on crediting of small and middle subjects of management assisted to the increase of level of diversification of credit investments, increase of client base, introduction of new technologies.

Bank Hrechatyk

The bank of Hrechatyk is actually created on May, 19, 1993. His registration took place exactly in this day, as limit liability company the Commercial bank of assistance to development of enterprise "Consent". In August, 1998 on the basis of decision of Collections of participants changes are registered to bank Charter that began to be named the Commercial bank of assistance to development of municipal economy and enterprise of Hrechatyk. From 2000 - a joint-stock company is open the "Commercial bank of "Hrechatyk", from May, 2010 is a public joint-stock company the "Commercial bank of "Hrechatyk".

A mission of bank is providing of necessities of every client corporate or private, in bank services of high quality and reliability, development on this basis of effective bank business that would provide defence and permanent increase of money of clients and shareholders.

A strategic aim is permanent expansion of bank business with the purpose of to occupy leading positions on the basis of flexible and adequate to the changeable market environment control system by a bank.

By priority directions of activity of bank indisputably are:

it is providing of complex service of customers of different patterns of ownership;

it is further development of corporate and retail business;

it is providing the perspective high-performance and reliable informative(automated) banking systems and foods;

it is distribution of presence of bank at the international financial market;

it is market of municipal, corporate securities development;

it is development of branch network;

it is development of investment business;

it is development of the bank foods, constrained with the use of both national and international payment systems.

A bank constantly develops and improves the work. In accordance with strategic directions of development actions are conducted for the clients of bank, the special attention is spared to development of pay services and automation of payments.

Today bank of Hrechatyk the most perspective bank among the banks of the marked category. Popularity of bank among clients grows with every day.

First Ukrainian International bank

First Ukrainian International bank is a modern, open, dynamically developing bank. 

Beginning the activity in 1991 from maintenance of value of external trade of leaders of domestic industry, First Ukrainian International bank gradually extended the spectrum of services and on main financial indexes entered ten of the largest Ukrainian banks, fastening after itself reputation of stable and reliable financial institute. 

Under influence of foreign founders and partners (DEG, EBRD, IFC, Fortis Bank) in First Ukrainian International bank is formed the European corporate culture, the world standards of service and management are used. 

In First Ukrainian International bank is inculcated front-rank information technologies, providing qualitatively the new level of service for clients. The operating system of bank is based on the productive business-platform of IBM AS/400. A central server is territorial dubbed, that guarantees complete safety of data about bits and pieces on the accounts of clients, and provides the capacity of bank at any cataclysms.

Own processing center quickly and reliably processes transactions with the use of payment cards of First Ukrainian International bank and two ten of banks-partners. Most perfect on Ukraine system a "Client-bank" provides possibility of remote management both the personal accounts and finances of corporations.

First Ukrainian International bank is the first Ukrainian bank the financial reporting of that is made in accordance with the international standards of account and confirmed by leading public accountant companies (KPMG, PriceWaterhouseCoopers). 

From 1998 First Ukrainian International bank supports rating of international agencies. Current rating, set First Ukrainian International by the bank agency of Fitch Rating Ltd: individual (Individual) - D, rating of support (Support) - 5, short-term rating (Short - term senior) - B, rating of default of issuer (Issuer Default rating) - B -, a prognosis (Outlook ) is the "stable", national rating - "BBB(ukr) "/prognosis "stable". 

The reliability of bank, professionalism of personnel, self-weighted strategy and adequate reacting, confirmed by time on the changes of market, individual approach and guarantees of confidentiality is those factors that there is base on a high level of trust of our clients. 

Presently First Ukrainian International bank: 

fundamental member of the international payment systems VISA International and MasterCard International;

founder of the Ukrainian interbank currency exchange, Interbank fund union, member of Association of the Ukrainian banks, Kyiv bank union, First fund trade system;

bank-agent of Cabinet of ministers of Ukraine on maintenance of the foreign credit lines attracted under the guarantees of Government;

authorized keeper of securities of State property fund of ukraine;

calculation bank of the Allukrainian clearing depositary created by international financial organizations within the framework of project of market of securities development on Ukraine;

authorized bank of pension fund of Ukraine on payment of pensions and social help;

authorized bank on payment of monetary resources to the workers of budgetary organizations.

First Ukrainian International bank occupies active social position, giving help to medical and educational establishments, assisting to realization of cultural projects known from that is an annual international festival "Stars of world ballet". 

First Ukrainian International bank is registered in city Donetsk. A management comes true by offices in Donetsk and Kyiv. The network of points of maintenance of First Ukrainian International bank embraces centers of business activity in the regions of Ukraine and broadens constantly. 

In obedience to the ratified five-year strategy of development of First Ukrainian International bank plans to fix leading positions at the market of service of corporate customers and become the best bank for private clients. A businessplan envisages the considerable height of assets and credit brief-case, expansion of spectrum of services, perfection of remote channels of access, and also strengthening of stability and increase of knowableness of trade mark. Development of business of bank will be financed due to bringing in of facilities of depositors and international borrowing. 

First Ukrainian International bank is a reliable financial partner offering quality and comfort service.

Bank "Base"

One of the first commercial banks in the Kharkov area. For today he has licenses to and permissions of National Bank of Ukraine realization of complete spectrum of bank transactions. Basic direction of activity is remained by maintenance of the real sector of economy. It is one of the largest creditors in the Kharkov region. 

15.04.1992 years commercial bank "Base" was registered by the National bank of Ukraine in the Republican book of registration of banks, currency exchanges and other финансово-кредитных establishments under №103. 

26.09.1994 years with the purpose of stimulation of entrepreneurial activity, development of market relations in the economy of Ukraine by means of providing of performers of entrepreneurial activities and citizens by bank services a commercial bank by reorganization is regenerate in JSCB "Base" in form open corporation. 

In May, 1995 in composition bank "Base" as independent structural subdivision the former branch of the Kharkov investment commercial bank is included on development of light industry, that in 2001 is renamed in the First Kharkov branch of JSCB "Base". 

New possibilities for expansion of sphere of bank activity, further development and moving were forward given to the bank by going into the markets of other regions - in 2003 a branch began to work in city Dnipropetrovsk, in 2004 is a branch in city Kyiv. 

For strengthening of the positions at the market of bank services, strengthening of financial stability and development of new directions of activity in 2006 a bank is conduct considerable work on the further increase of equity - charter fund is megascopic on 10,0 million and his size hryvnias attained 40,1 million hryvnias. Fixed assets on the state on 01.01.2007 year made 74,9 million hryvnias. 

Joint-stock company "Investor" is a founder and proprietor of controlling interest(50,55 percents of charter capital of bank). 

A bank enters in the complement of financially-industrial group "Investor". 

Bank "Base" and his structural subdivisions stably work and develop dynamically, supporting at high level reputation of modern universal bank establishment with economically steady positions, activity of that is based on прогрессивних bank technologies of international class. 

Membership is in associations and international organizations : 

MasterCard International, affiliate member 

Association of the Ukrainian banks

Kharkov bank union

MARFIN BANK

 was created on November, 5, 1993. For this time a bank occupied durable position at the financial market of Ukraine. Due to dynamic development, introduction of world standards of service of customers, a bank earned clean business slate as exceptionally reliable contractor clear and complete execution of the assumed obligations. 

A bank statement annually is unreservedly confirmed by an international public accountant company KPMG. 

The head offices of bank are located in Odesa and Ильичевске. A bank has 9 branches in cities Odesa, Kyiv, Simferopol, Mykolaiv, Kherson, Poltava, Dnipropetrovsk, Kharkiv. 80 separations enter in the complement of bank. 

Plans on expansion of regional network of bank are envisage opening of branches and branches of bank in Donetsk, Luhansk, Vinnytsya. 

on March, 19 2007 Marfin Popular Bank(Cyprus) informed about signing of agreeing to the purchase 99,2 percents of equity of MARFIN BANK. It put beginning to included in the large European financial group Marfin Popular Bank. 

Marfin Popular Bank renders the complete spectrum of bank services and has more than 400 branches and separations in the different countries of the world : to Great Britain, Romania, Estonia, Serbia, Greece, Australia, on Cyprus and in Ukraine. Only in latter days he grew the assets to 29,1 milliards of euro, market capitalization of Marfin Popular Bank makes 7,7 milliards of euro. 

It is the most dynamic bank on Cyprus and one of most actively moving up at the financial market among the European banks. As component part of Marfin Popular Bank, сфокусирует accents on further development of branch network of bank, breach in the technological processes of management by capitals, expansion of nomenclature of foods, considerable improvement of quality of service of both corporate and private customers. 

Basis of politics of MARFIN BANK is creation in Ukraine of necessary terms for bringing in of long-term foreign investments, current crediting of domestic enterprises, providing to the clients of bank of all complex of bank services at an international level. A bank builds the customer relations on the basis of the steady business long-term connections based on a mutual trust and respect. 

Shareholders: 96,11 percents of actions belong to the companies to the non-residents. In their number: "Rosstock U. K. Limited"(Great Britain), "Pontadel Limited"(Great Britain). 

In 2006 more than 1300 enterprises and businessmen became the clients of MARFIN BANK, that in 4,2 time exceeded a result 2005 year. Now more than 7300 enterprises and establishments are served in a bank - legal entities(residents and non-residents), physical persons-businessmen. 

A bank serves the enterprises, located in Kyiv, Mykolaiv, Dnipropetrovsk, Kharkiv, Kherson, Poltava, Vinnytsya, Crimea and in the Odesa area. In a bank scored first to the companies, registered in the USA, England, Russia, Cyprus, Greece. MARFIN BANK is the authorized bank on cash maintenance of budget of city of Odesa and Odesa area. 

The corporate clientele of bank is presented, first of all, by the largest on Ukraine enterprises of marine transport, energy, petroleum business, trade, and also in such areas of management, as building, transport, processing industry, agroindustrial complex, connection, insurance business.

Alfa-Bank

The closed joint-stock company of "Alfa-Bank" (Ukraine) is a modern and dynamically developing private bank that is the basic financial link of consortium of "Alfa-Group" in Ukraine. 

Alfa - Group - one of the largest private financially-industrial consortia in Russia, activity of that spreads to such spheres of business as a booty of oil and gas, commercial and investment bank activity, management by assets, insurance, retail business, telecommunications, new technologies, and also investments in industrially-trade enterprises and investments on selective basis. Consortium of Alfa - Group includes a group Alfa - Bank, one of leading bank groups in Russia, offering the wide spectrum of bank services.

Her basic institute is Alfa - Bank (Russia).

The closed joint-stock company of "Alfa-Bank" (Ukraine) is registered in January, 2001. In Ukraine a bank is presented in all key sectors of bank sphere, including service of private and corporate customers, service of keeper, services in organizations of producing of corporate bonds, and also consultative services. 

The closed joint-stock company of "Alfa-Bank" (Ukraine) is proud of the reputation of reliable and stable financial institute with rapid and comfortable service and innovative going near service of customers. Being the member of consortium the Closed joint-stock company of "Alfa-Bank" (Ukraine) uses all rich financial experience of group Alfa - Bank combining thorough knowledge of the Ukrainian market and international standards of business. 

By the international rating agency of Moody's Investor Services the individual rating of financial stability of Е, is appropriated a bank long-term rating on deposits in foreign currency of В2 with a positive prognosis, long-term rating on deposits in national currency of В1 with a stable prognosis and long-term rating on a national scale at the level of Aa2.ua. 

Alfa - Bank (Ukraine) comes forward through the network of separations, small offices, representative offices and points of the sales located in most regions of Ukraine. On the state on the end of October, 2007 the regional network of Bank includes 193 separations, 961 point of sales, 300 points of sales of auto of credits, and also representative offices in Moscow and Minsk. To the end of year expansion of network is planned to 276 separations, 1024 points of sales and 350 points of sales of auto of credits. 

From data of the Intermediate financial reporting on the state on August, 31, 2006, on results the review of that the report of independent accountants of company, was given the general assets of bank made the 3 240,9 million hryvnias of USD 641,8 millions 

On the state on the end of September, 2007 there is a charter capital of Alfa - Bank (Ukraine) was 1,37 milliard of hryvnias.

Alfa - Bank (Ukraine) occupies leading positions among managers on the market placing of corporate bonds. A bank offers the complete spectrum of services in organization of bond loans from preparation of the programs of loans to analytical support during all term of appeal of bonds. In Bank the new going is worked out near placing of bonds, considerably increasing possibilities. 

Alfa - Bank (Ukraine) carried out two producing of own three-year euros of bonds - by volume of USD 345 millions in December, 2006 - March, 2007, and also by volume of USD 200 millions in July, 2007. 

By the international rating agency of Moody's Investor Services the individual rating of financial stability of Е and deposit rating is appropriated a bank in foreign currency of B2/NP. The deposit rating in national currency is at the level of Ba3/NP, long-term rating on a national scale and rating of debt obligations in national currency - Aa1.ua. Rating of without means debt obligations is in national and foreign currency - Ba3. Prognosis on the deposit rating in foreign currency - "positive", on other rating of bank - "stable". 

Among the largest corporate clients a jar is leading companies of Ukraine, presenting metallurgical, transport, oil and gas, railway, machine-building and other sectors of economy. Since 2005, Alfa - Bank (Ukraine) actively develops the retail business. A bank serves more than 2 200 corporate and more than 433 000 retail clients. 

The strategic aim of Bank are establishment and strengthening of leading positions in the sector of bank services for corporate clients and gradual exit on leading positions at the market of retail financial services, and also small and midsize businesses. 

In the number of main priorities of Alfa - Bank is cultural and elucidative activity and eleemosynary help to the most needing layers of population. During all history of Alfa - Bank participates in the large projects, sent to development of national culture, maintenance of artistic, historical values and monuments, and also assists to the programs oriented for help to the talented young people.

AktivBank

On limit liability company is December, 13, 2001 created the "Commercial bank of "AktivBank".

On august, 6 of the same year AktivBank is registered by the National bank of Ukraine in the register of bank institutions under a registration number 281, on October, 1 of AktivBank got a bank license №200 the National bank of Ukraine on a right for realization of bank transactions, and already in October of AktivBank begins to carry out the first bank transactions and becomes the member of Fund of guaranteeing of holding of physical persons.

AktivBank has next postal essential elements 04070, Ukraine, city Kyiv, street Borisoglebskaya, 3.

On march, 20, 2012 the Rating agency renewed "Credit-rating" long-term credit rating of Bank on the National rating scale at the level of uaBBB with a prognosis - stable.

Calculation-cash service in AktivBank possesses the row of advantages, among that quality of service and operative realization of all types of payments in national and foreign currency, and also free grant of consultative services by the professional managers of bank. 

A bank offers the complete complex of services in calculation-cash service for physical persons: 

Delivery of available currency from account for an export outside Ukraine with processing of corresponding permissive documents. 

Realization of operations at the interbank currency market. 

Consultative services in the questions of application of bank laws and order of realization of calculations. 

The deposit holding of AktivBank is comfortable and reliable possibility to save and increase facilities of clients of bank. Holding is divided into a few kinds:

A "asset profitable" is possibility of receipt of maximal profit, interest payment at the end of period, without possibility of addition.

A "asset classic " is possibility of receipt of regular profit, interest payment monthly, with a right for addition to the account.

A "active accumulation" is possibility to accumulate economies, interest payment at the end of period, with a right for addition, with capitalization of percents.

AktivBank is the member of the international payment systems and issues for the clients such maps: Visa International : Visa Electron, Visa Electron Free Design, Visa Classic, Visa Business, Visa Gold, Visa Platinum, Visa Virtuon, MasterCard International : Maestro, MasterCard Standard, MasterCard Gold, UkrCard : UkrCard Standard, of UkrCardGold.

AktivBank the authorized bank on payment of pensions and social financial aid.

Maintenance of pension account in AktivBank is possibility:

To GET an additional profit to the pension on account balance of facilities with monthly interest payment

To SECURE the facilities and simultaneously to have the OPPORTUNITY of access to them at any time

To USE informative support of bank around the clock.

Advantage on maintenance of pension account in AktivBank:

Free opening of account and registration of bank card of the international payment systems of Visa/MasterCard

Free receipt of pension in the separations of AktivBank and in the network of his partners (over 2000 devices on Ukraine)

Free put of facilities on a pension account

There are not limits on drawing of pension facilities and financial aid from an account

Free registration of commission on disposing of facilities for the trusted persons

Free transfer funds on accounts open in AktivBank(deposit, card, current)

Additional advantages at registration of card pension account :

Free report on a mobile telephone about put of pension on Your card account (SMS of report)

Possibility of registration of additional maps to Your pension map for the trusted persons

Possibility of realization of calculations for goods and services in Ukraine and abroad

Twenty-four-hour client support of holders of payment cards

For registration of pension account in AktivBank sufficiently:

To give a passport and identifying code

To design an agreement on maintenance of pension account in AktivBank

To fill a statement about enumeration of Your pension on a pension account in AktivBank.