Raiffeisen Bank Aval

The public joint-stock company of "Raiffeisen Bank Aval" is registered on March, 27, 1992 (to September, 25, 2006 is the Joint stock postal pension bank of "Aval"). From October, 2005 a bank became part of bank holding group Raiffeisen Internasional Bank Holding of AG, Austria (from October 2010 - Raiffeisen Bank Aval АG. On the state on January, 1, 2011 him 96,18 percents of actions of the Ukrainian bank belonged to).

Wide list of standard and innovative bank services get to the clients of Raiffeisen Bank Aval through a national network, in that on the state January, 1, 2011 entered a 931 separation in metropolises, regional and district centers, separate villages in all regions of Ukraine.

Raiffeisen Bank Aval created the effective structure of management, built on clear distribution on business of line and vertical line of support (information technologies and operating support, safety et al) at the level of the Central office and 25 regional managements of bank. As well as all international jars, Raiffeisen Bank Aval clearly front of office размежевывает functions with that to improve quality service of customers and promote their guarantees during work and collaboration with a bank.

Ponderable successes of bank are traditionally acknowledged both in Ukraine and after her limits leading influential editions experts, rating companies, partners and clients.

So, in 2010 the British financial magazine of Euromoney awarded with Raiffeisen Bank Aval reward the "Best bank in Ukraine" that a bank gets already not first time. By the "best bank in Ukraine in 2010" Raiffeisen Bank Aval became and on the version of edition of Business New Europe (bne) within the framework of rating the "Best bank in the CIS in 2010".

Raiffeisen Bank Aval is marked in two nominations of II of the National competition "Bank of year - 2010" magazine of "Banker" : as "Bank with the high level of openness and business transparency" and the "Best bank for a student" (for the versions of University of banking of the National bank of Ukraine, city Kyiv).

Reputation of bank again got the greatest estimation on results regular research of the image of the largest Ukrainian financial institutions, carried out by a company GfK Ukraine. The leadership he saved in 2010 and in the reputation rating of the Ukrainian banks, conducted several times during a year by a magazine "Power of money" jointly with a consulting company NOKs fishes. Most Ukrainians of Raiffeisen Bank Aval trust on results onlinevoting of visitors of internet-portal of delo.ua.

Deposit foods of bank for physical persons fourth year in succession confessed by the best in Ukraine within the framework of the International festival-competition "Choice of year - 2010".

A bank aims in future to improve quality service of customers, using the experience and experience of the banks, included in a group Raiffeisen Bank Aval, and also modern technologies. 

Among clients and borrowers of credit organization such enterprises, as Lviv railway, Dnepr railway, are noticed, "Zora" - "Маchproekt", LTD. "Agromach", "Zhytomyr oil plant", "Kyiv cardboard paper combine", "South chemical resources", "Bio resource Ukraine", tourist "Agency Crimea" et al. In all a bank serves more than 230 thousand and about 4 million physical persons legal. 

Raiffeisen Bank Aval is presented in all regions of Ukraine by more than 950 structural subdivisions, and also disposes the wide network of own ATMS and booths of self-service (about 2.900 and 500 devices accordingly). A quantity of personnel is about 16.000 persons. A bank belongs to a 1 group in size of the combined assets (from 4 on classification of the National bank of Ukraine), 4 takes seat on this index.

From data of the National bank of Ukraine, on 01.04.2012 combined assets of Raiffeisen Bank Aval made 50,8 milliards of hryvnias (185,5 milliards of roubles). A credit brief-case, more than on 2/3 consisting of loans to the legal entities, forms 57 percents of the combined assets. For 2010 his volume grew short on 10 percents, for 2011 - yet on 7 percents. Backuping is about 20 percents. About 16 percents are on monetary resources and their equivalents, more than 15 percents of assets are inlaid in securities. 

The volume of holding of population makes an about 15,4 milliard of hryvnias (56,2 milliards of roubles) and occupies 30 percents of passive voices. Facilities on the clearing and deposit accounts of legal entities are 12,8 milliards of hryvnias (46,9 milliards of roubles) - form 25 percents of passive voices. At the market a bank is a net by a borrower and actively uses the credits of maternal bank - more than 24 percents of passive voices form obligations before credit organizations in foreign currency. The combined capital makes 12,6 percents of passive voices. 

The net income of bank on results 2011 made 30,65 million hryvnias (122,79 million roubles). It only 19 place on this index among the banks of Ukraine. For comparison, in 2010 Raiffeisen Bank Aval earned only 745 thousand hryvnias (2,85 million roubles).