The public joint-stock
company of "Raiffeisen Bank Aval" is registered on March, 27, 1992 (to
September, 25, 2006 is the Joint stock postal pension bank of
"Aval"). From October, 2005
a bank became part of bank holding group Raiffeisen Internasional Bank Holding of AG, Austria (from
October 2010 - Raiffeisen Bank Aval АG. On the state on January, 1, 2011 him 96,18 percents of actions of the
Ukrainian bank belonged to).
Wide list of standard and
innovative bank services get to the clients of Raiffeisen Bank Aval through a
national network, in that on the state January, 1, 2011 entered a 931
separation in metropolises, regional and district centers, separate villages in
all regions of Ukraine.
Raiffeisen Bank Aval
created the effective structure of management, built on clear distribution on
business of line and vertical line of support (information technologies and
operating support, safety et al) at the level of the Central office and 25
regional managements of bank. As well as all international jars, Raiffeisen
Bank Aval clearly front of office размежевывает functions with that to improve quality service
of customers and promote their guarantees during work and collaboration with a
bank.
Ponderable successes of
bank are traditionally acknowledged both in Ukraine and after her limits
leading influential editions experts, rating companies, partners and clients.
So, in 2010 the British
financial magazine of Euromoney awarded with Raiffeisen Bank Aval reward the
"Best bank in Ukraine"
that a bank gets already not first time. By the "best bank in Ukraine in
2010" Raiffeisen Bank Aval became and on the version of edition of
Business New Europe (bne) within the framework of rating the "Best bank in
the CIS in 2010".
Raiffeisen Bank Aval is
marked in two nominations of II of the National competition "Bank of year
- 2010" magazine of "Banker" : as "Bank with the high level
of openness and business transparency" and the "Best bank for a
student" (for the versions of University of banking of the National bank
of Ukraine,
city Kyiv).
Reputation of bank again
got the greatest estimation on results regular research of the image of the
largest Ukrainian financial institutions, carried out by a company GfK Ukraine. The
leadership he saved in 2010 and in the reputation rating of the Ukrainian
banks, conducted several times during a year by a magazine "Power of
money" jointly with a consulting company NOKs fishes. Most Ukrainians of
Raiffeisen Bank Aval trust on results onlinevoting of visitors of internet-portal
of delo.ua.
Deposit foods of bank for
physical persons fourth year in succession confessed by the best in Ukraine within
the framework of the International festival-competition "Choice of year -
2010".
A bank aims in future to
improve quality service of customers, using the experience and experience of
the banks, included in a group Raiffeisen Bank Aval, and also modern
technologies.
Among clients and borrowers
of credit organization such enterprises, as Lviv railway, Dnepr railway, are noticed, "Zora"
- "Маchproekt",
LTD. "Agromach", "Zhytomyr oil plant", "Kyiv cardboard
paper combine", "South chemical resources", "Bio resource
Ukraine", tourist "Agency Crimea" et al. In all a bank serves
more than 230 thousand and about 4 million physical persons legal.
Raiffeisen Bank Aval is
presented in all regions of Ukraine
by more than 950 structural subdivisions, and also disposes the wide network of
own ATMS and booths of self-service (about 2.900 and 500 devices accordingly).
A quantity of personnel is about 16.000 persons. A bank belongs to a 1 group in
size of the combined assets (from 4 on classification of the National bank of Ukraine), 4
takes seat on this index.
From data of the National
bank of Ukraine,
on 01.04.2012 combined assets of Raiffeisen Bank Aval made 50,8 milliards of
hryvnias (185,5 milliards of roubles). A credit brief-case, more than on 2/3
consisting of loans to the legal entities, forms 57 percents of the combined
assets. For 2010 his volume grew short on 10 percents, for 2011 - yet on 7
percents. Backuping is about 20 percents. About 16 percents are on monetary
resources and their equivalents, more than 15 percents of assets are inlaid in
securities.
The volume of holding of
population makes an about 15,4 milliard of hryvnias (56,2 milliards of roubles)
and occupies 30 percents of passive voices. Facilities on the clearing and
deposit accounts of legal entities are 12,8 milliards of hryvnias (46,9
milliards of roubles) - form 25 percents of passive voices. At the market a
bank is a net by a borrower and actively uses the credits of maternal bank -
more than 24 percents of passive voices form obligations before credit
organizations in foreign currency. The combined capital makes 12,6 percents of
passive voices.
The net income of bank on
results 2011 made 30,65 million hryvnias (122,79 million roubles). It only 19
place on this index among the banks of Ukraine. For comparison, in 2010
Raiffeisen Bank Aval earned only 745 thousand hryvnias (2,85 million roubles).
